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Our Services

Property Trusts

From £495

The Problem

Your half of the family home may not actually reach your children.

Most couples own their home as joint tenants — meaning your share automatically passes to your spouse on death, not to your children. If your spouse later remarries or faces a third party claim on the estate, your children's inheritance can vanish entirely.

How We Help

A proper property trusts solution gives you:

Ring-fence your half of the home for your children and chosen beneficiaries
Protect against sideways disinheritance if your spouse remarries
Help shield your home from future third party claims on your estate
Your surviving spouse continues to live in the home for life
Works hand-in-hand with a properly drafted Trust Will
Fixed price from £495 — no hidden costs

No obligation. No jargon. No pressure.

How It Works

Your Property Trusts Process

Free 30-min review

We check how you currently own your property and identify any risk.

Severance of tenancy

If needed, we sever your joint tenancy so each share can be left independently.

Trust Will drafted

We draft mirror Trust Wills that place your share into the Property Trust on first death.

Safe storage & registration

We register tenancy changes with the Land Registry and store your Wills securely.

Summary

A Property Trust protects your share of the family home from third-party claims — including care home fees, creditors, and sideways disinheritance if your spouse remarries. You continue to live in your home as normal while knowing it's protected for your children and beneficiaries.

Key Takeaways

Protects your property from third-party claims while you continue living at home
Guards against sideways disinheritance if your surviving spouse remarries
Can help protect your home from being used to pay care fees in certain circumstances
Works alongside your Will to create a comprehensive estate plan
We explain the complex process in plain English with a person-centred approach

If you or a loved one would like to protect their property from third party claims while still living at home, Castle Family Legal can advise you further.

A Property Trust is particularly important for married couples and civil partners who jointly own their home. When one partner passes away, their share of the property is held in trust rather than passing outright to the surviving partner.

This means that even if the surviving partner remarries, your children's inheritance is protected. Without a Property Trust, your share of the home could pass to a new spouse and ultimately to their family — leaving your own children with nothing.

Property Trusts can also provide a degree of protection against care home fees. While no trust can guarantee absolute protection, a properly structured Property Trust can significantly reduce the risk of your home being sold to fund care costs.

We make a complex process simpler with our clear explanations and person-centred approach. Give us a call today to find out more about how a Property Trust could benefit you and your family.

Common Questions

Property Trusts FAQs

Ready to talk about your Property Trusts?

Book a free, no-obligation 30-minute review with Greg. Or just call us.

Enquire About Property Trusts

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